• Long-Term Loans will be Subjected to the Annual Term Loan Review Function
• These Loans are Generally Secured by Real Estate, but May also Include Annually Renewed Lines of Credit
• Reviews can Include Reporting and Financial Covenants, Operating Statements, Rent Rolls, Financial Statements, Tax Returns, Liquidity Verification, Sensitivity Analysis, etc.
• A Site Inspection is Likely
• IMPORTANCE TO YOU - Expect stepped up creditor monitoring when there is deteriorating financial performance