• Depending on the Circumstances, a Creditor May Seek to Remediate a Nonperforming Loan in Default Through a Formal Restructuring
• Disclosable Modification Terms are Now Available for Regulated Lenders
• These Tools, and any Combination of Which, Include: Principal Forgiveness, Interest Rate Reduction, Other-Than-lnsignificant Payment Delays, and Term Extensions
• Why a Restructured Loan Makes Sense
• The Debtor is Liable for Both ‘A' and 'B' Notes
• IMPORTANCE TO YOU - Formal restructurings will be commonplace