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The views and opinions expressed by National Credit Awareness and Resolution Association, Inc. ( or its author(s) and contributor(s) are solely those of the original author(s) and other contributor(s). Their views and opinions do not necessarily represent those of any other person or legal entity, and/or any other contributor. All data and information provided in this or any other publication are for informational purposes only. and its beneficial owner(s) make no representations as to accuracy, completeness, current-ness, suitability, or validity of any information in this or any of its other publications, and will not be liable for any errors, omissions, or delays in this information, or any losses, injuries, or damages arising from its display or use.  All information is provided on an as-is basis, and is expressly not to be used as legal advice in any way shape or form. This publication, including any postings to are solely the originating author’s personal opinions, and do not represent the positions, strategies, or opinions of any other person or organization.

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